Thursday, October 01, 2009

Get Rid of Health Insurance Companies

Why do we even HAVE health-insurance companies? Health care is basically a supply-demand equation and we Americans know how to handle that. We buy groceries, houses, computers, automobiles, clothing, education and so on without any insurance “gatekeepers” to tell us “OK, you can have a Ford but not a Pontiac” or “no, you can’t buy a coat this winter, you bought one last year.” Or "you can't have anymore generic DVDs, you will have to buy these which cost ten times as much." And it’s not like we don’t all use health-care. Americans use health-care to get born, we use a lot of it when we die, and we all need teeth repaired and glasses. From time to time, we all have accidents and get sick and we all need health care. We "demand" medical services and we have a top-notch medical industry of doctors, nurses, hospitals, and organizations who can "supply" those services. Why do we think we need a gate-keeper to tell us we can have this but not that, or a certain procedure will cost more than we can afford so we can't have it, or that pills the doctor has prescribed will cost $600 a month?

We can take care of ourselves together as a nation like we used to do on the frontier, and supply-demand will work in this industry like it does elsewhere. All of the money these insurance companies get is money we pay to them, then they give a little bit of it back to us in the form of permission to get some medical service, and the rest goes for their own profit, to their rich CEOs and to buy off our senators and representatives. Let's get rid of ALL health insurance companies and let the citizens of the United States collectively provide for our own general welfare.

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